Wells Fargo Financing

John Smeal & Co. offers it's customers financing options with approved credit through Wells Fargo Bank, N.A. to use at our John Smeal & Co. locations.

Special financing options available:

No interest if paid in full within 6 months. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period*. Minimum purchase of $600 required.
No interest if paid in full within 12 months. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period*. Minimum purchase of $1200 required.
                           
*The Wells Fargo Jewelry Advantage credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply for 6 months on qualifying purchases of $600 or more and for 12 months on qualifying purchases of $1,200 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional (special terms) period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 05/01/2022 and is subject to change. For current information, call us at 1-800-431-5921.

 

Special rate of 9.99% APR with 36 equal monthly payments**. Minimum purchase of $3,000 required.

**The Wells Fargo Jewelry Advantage credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases of $3,000 or more charged with approved credit. The special terms APR of 9.99% will apply to the qualifying purchase, and 36 monthly payments equal to 3.2637% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date, no other balances are currently carried or will be carried on the account, and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 05/01/2022 and is subject to change. For current information, call us at 1-800-431-5921.

 

Special rate of 9.99% APR with 60 equal monthly payments***. Minimum purchase of $5,000 required.

***The Wells Fargo Jewelry Advantage credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases of $5,000 or more charged with approved credit. The special terms APR of 9.99% will apply to the qualifying purchase, and 60 monthly payments equal to 2.1378% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date, no other balances are currently carried or will be carried on the account, and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 05/01/2022 and is subject to change. For current information, call us at 1-800-431-5921.

 


You can apply for financing by clicking the image below.

Wells Fargo Financing